Jyotirmoy has more than 25 years of expertise in the microfinance business across the country. He began his career in microfinance as a manager with Village Welfare Society (Village Microcapital) and later advanced to top management positions with reputable institutions like as Ujjivan Financial Services, Samhita, Satin Credit Care Network, and Arohan Financial Service.He has worked in a wide range of positions, ranging from rigorous fieldwork to head office internal control and operations. He has demonstrated the capacity to improve operational effectiveness and achieve operational objectives within established boundaries. He is especially noted with having a critical role in creating operational systems in firms such as Ujjivan and Samhita during their early stages.
He had the opportunity to work directly with microfinance veterans such as Mr. Chandra Sekhar Ghosh (Founder and CEO of Bandhan Bank) and Mrs. Praseeda Kunam (Founder and CEO of Samhita Community Development Services). Jyotirmoy possesses a postgraduate degree in rural development from Visva Bharati in Shantiniketan.
Jyotirmoy is also a co-founder of Jigyasa Rurban Distribution Services Private Limited, which is a private limited business set up under the Companies Act of 2013. The company now has its headquarters in Bhopal, Madhya Pradesh. Its purpose is to have an impact by addressing a problem that retail customers in smaller of rural areas suffer regularly.
A member of the Institute of Chartered Accountants of India. He is a partner of S B Nagori & Co., a very renowned Chartered Accountant firm based in Indore which started in 1970. As a partner he has been working with several NBFC-MFIs across India providing them a range of services including portfolio / KYC audit, asset audit, compliance with regards to regulatory guidelines pertaining to NBFC-MFIs, accounts keeping and helping them to raise funds through various avenues. Prior to joining the firm he had been working as a Manager with Arohan Financial Services Private Limited, a part of Intellecap group, which is a renowned organisation in the Micro Finance industry. During his tenure at Arohan, he predominantly helped the company to raise funds through term loan, securitization and equity. He was part of the team that led the business merger transaction between IntelleCash Micro Finance Network Co. P. Ltd. and Arohan.
Dharmesh along with Jyotirmoy is also a co-founder of Jigyasa Rurban Distribution Services Private Limited.
Deepak Kumar is a Law graduate from the Agra University. In his long and illustrious career sprawling over 34+ years in the National Bank for Agriculture and Rural Development (NABARD), he has held several leadership positions in Punjab, Haryana, Himachal Pradesh, Uttar Pradesh, Madhya Pradesh, West Bengal & Maharashtra and also served as Chief General Manager (State Head)of Regional offices of Himachal Pradesh & Punjab. He specialize in Bank Supervision(RRBs & Cooperative Banks),Micro Finance, Project Lending, Infrastructure Financing ,Credit Planning, Priority Sector Lending and implementation of poverty Alleviation Government Programs.
He has been Nominee Director on behalf of NABARD on the Boards of various banks and financial Institutions viz. Paschim Banga Kshetriya Gramin Bank, Howrah, West Bengal (Sponsored by UCO Bank), Allahabad Kshetriya Gramin Bank, Allahabad, Uttar Pradesh (Sponsored by Bank of Baroda), Panjab State Cooperative Bank, Chandigarh, Panjab & Himachal Pradesh State Cooperative Bank, Shimla, Himachal Pradesh. He also served as Principal Consultant of NABCONS (A wholly owned subsidiary of NABARD) at Himachal Pradesh and Punjab. He is Certified Associate (CAIIB)of Indian Institute of Banking and Finance and also holds Advanced Diploma in Urban Cooperative Banks and Micro Finance from IIBF .Sh Deepak Kumar represented NABARD in various meets and international seminars in Thailand, Vietnam, Germany and Sweden. He has undergone Executive Development Programs at IIM Ahemdabad and Banglore. He is a Certified Independent Director by Indian Institute of Corporate Affairs (IICA) ,Ministry of Corporate Affairs, GOI. He is presently serving as Principal Consultant at SRPS Fintech Ltd, Bhopal, a fast growing Banking and Finance Service company.
Jai Kumar is a stalwart and has more than 15 years of experience in the Microfinance industry. He has Led teams of more than 300+ employees and worked in more than 5 states through out his career . He has played pivotal role in sales , growth and his core competencies primarily involved in team building & opearation Expansion in new geographies. He started his career as field officer and was part of starting batch of employees in intital days off Satin credit care. He has worked in Tarashna Financial (Now Satin Finserv limited) , Satya MicroCapital & Capital Trust in the position of State head.
He become the part of Jigyasa fraternity in 2022 . He also lead the Operational business team of Jigyasa Rurban Distribution Service as Business Head along with Jigyasa Microfinance. He holds a MBA degree in Marketing & Finance.
